About the Panama City Law Firm Syfrett & Dykes
Our experience in handling personal injury cases is
extensive. We have collectively handled hundreds of personal
injury cases ranging from automobile accidents/car wrecks,
motorcycle accidents, pedestrian accidents, defective
product cases, and wrongful death cases. Whether the case is
in Panama City, Panama City Beach, Marianna, Chipley,
Vernon, Blountstown, Port St. Joe, Apalachicola or anywhere
in between we have handled a case from there before.
Our experience has taught us several things about handling
personal injury cases and we strive to use our experience to
benefit each and everyone of our clients in every case we
handle. Specifically, after an automobile accident,
motorcycle accident or wrongful death cases doing the basics
and doing them well is what makes the difference for our
client’s time and time again. Experience has taught us that
thorough investigative work produces excellent results when
done early and done correctly.
From locating potential witnesses, obtaining photographs or
videos of the crash location, determining vehicle speeds,
lighting conditions, traffic flows, exact location of impact
and all facts in between we know and understand how
important a thorough investigation is. In the past we have
filmed intersections and traffic flows, photographed
intersections, scenes, vehicles, motorcycles, roadways,
retained traffic accident experts, went back to the scene
with the investigating police officer to learn more, to
literally taking roadway samples from a narrow country road
where a fatal collision had occurred. In our experience,
nothing beats knowing the scene, walking the scene,
personally inspecting the vehicles, and making sure our
documentation of these facts is in order.
In addition to our investigation we also know that the
information given to the insurance company early on and
throughout the case can make a critical difference in how
they view the case. Therefore, if our investigation is not
complete we may chose NOT to notify the Defendant’s
insurance company until we have gathered all the facts we
need to fully substantiate our client’s case. On the other
hand, if our client needs a surgery or has already had a
surgery, we want the insurance company to have this
information sooner so that they can properly set their
reserves (amount set aside for potential settlement later)
accordingly.
Reserves are something insurance companies are required to
do. Each time a loss occurs a potential claim may be made
against the insurance company and therefore they have to
assess a number for accounting and liability purposes of
what they think/project that the case may be worth. The
number the insurance company initially sets on what a case
is worth is known as “the reserve.” To try and later settle
the case above the reserve limit can be a very difficult
thing to do. Therefore, when a case changes from a liability
(fault standpoint) or an injury standpoint (surgery or
planned surgery) we want the insurance company to know this
information and adjust their reserves by raising them
appropriately so that the best recovery can be made for our
client when the time comes.
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